Prudent Money Management
Smart Money Management Resources
Stephen Lau
Stephen Lau
Related articles by Stephen Lau
(1) Understanding the Human Side of a Debt Collector May Help You Deal with One (Part One)
Debt collection is commonplace. Understanding a debt collector may help you deal with one. According to Sun Tsu's "Art of War", knowing your enemy (your debt collector) and knowing yourself will help you deal with debt collectors, especially when you are knowledgeable of the laws and your rights. To deal with creditors, be a smart consumer and use your debt collector to help you resolve your financial problems.
(2) Understanding the Human Side of a Debt Collector May Help You Deal with One (Part Two)
Dealing with debt collectors requires good communication, which can help you ultimately in the form of special repayment arrangements. The worst option, on the other hand, is to ignore your debt collectors or fail to keep your promises made to them. With a repayment plan and documents organized, call your creditor to deal with your credit card debt. Document the conversation to show your sincerity and goodwill to bring your account current.
(3) Use the Law to Protect Your Credit and Save You Money
Be knowledgeable of the laws and regulations that protect your credit and save you money. As a smart consumer, always use these laws and regulations to your own advantage. Always read the fine print before signing any document related to credit and money. If in doubt, always ask. Being smart and knowledgeable is the key to debt free and financial freedom.
(4) The Spiritual Aspects of Living Debt Free
The spiritual aspects of living debt free are based on gratitude, sharing, and trusting. These spiritual aspects should be evidenced in your smart money management founded on the principle that God owns it all and that you are but a steward of God's money and therefore the implicit responsibilities of taking care of your money. Stop spending on yourself, share it with others, and start saving for the future.
(5) Why Do People Go into Debt?
Many people get into debt for various reasons, including deficit spending, unforeseeable circumstances, personal choice, self-denial, and ignorance. To stay debt free, you need to have self-discipline to curb unnecessary spending, keep a healthy body and mind, as well as a healthy marriage. Also. you need to educate yourself on money matters. Stay debt free for the rest of your life.
(1) Understanding the Human Side of a Debt Collector May Help You Deal with One (Part One)
Debt collection is commonplace. Understanding a debt collector may help you deal with one. According to Sun Tsu's "Art of War", knowing your enemy (your debt collector) and knowing yourself will help you deal with debt collectors, especially when you are knowledgeable of the laws and your rights. To deal with creditors, be a smart consumer and use your debt collector to help you resolve your financial problems.
(2) Understanding the Human Side of a Debt Collector May Help You Deal with One (Part Two)
Dealing with debt collectors requires good communication, which can help you ultimately in the form of special repayment arrangements. The worst option, on the other hand, is to ignore your debt collectors or fail to keep your promises made to them. With a repayment plan and documents organized, call your creditor to deal with your credit card debt. Document the conversation to show your sincerity and goodwill to bring your account current.
(3) Use the Law to Protect Your Credit and Save You Money
Be knowledgeable of the laws and regulations that protect your credit and save you money. As a smart consumer, always use these laws and regulations to your own advantage. Always read the fine print before signing any document related to credit and money. If in doubt, always ask. Being smart and knowledgeable is the key to debt free and financial freedom.
(4) The Spiritual Aspects of Living Debt Free
The spiritual aspects of living debt free are based on gratitude, sharing, and trusting. These spiritual aspects should be evidenced in your smart money management founded on the principle that God owns it all and that you are but a steward of God's money and therefore the implicit responsibilities of taking care of your money. Stop spending on yourself, share it with others, and start saving for the future.
(5) Why Do People Go into Debt?
Many people get into debt for various reasons, including deficit spending, unforeseeable circumstances, personal choice, self-denial, and ignorance. To stay debt free, you need to have self-discipline to curb unnecessary spending, keep a healthy body and mind, as well as a healthy marriage. Also. you need to educate yourself on money matters. Stay debt free for the rest of your life.
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